Zip Money

Buy more of what you want, and have more time to pay!

No Deposit

Quick & Simple

6 Months Interest Free

Up to $1,500 reusable credit

Low and easy monthly payments

How zipMoney Works

Simple Application 3 minutes to complete application

Shop Instantly Get your goods today


More time to pay Flexible payments to suit your life


Get Approved Now

Apply at Checkout

A decision in real-time
You must be an Australian resident,

18 years or over and have a job to apply.

Fees and charges

No deposit – nothing to pay today
Pay NO INTEREST for 6 MONTHS on any order above $250
Minimum monthly repayment of $40/mth or 3% of outstanding balance (whichever is greater)
A small admin fee of $4.95/mth, payable ONLY if balance owing

Safety and security

Enjoy buyer protection on all purchases made using zipMoney
No credit card numbers. No worries!
We employ the same encryption as the big banks
We have partnered with global leaders in fraud prevention who count PayPal and eBay as clients

Important Notice

Available to approved applicants only. Minimum monthly repayments of 3% or $40 (whichever is greater) are required. Paying only the minimum monthly repayment amount will not pay out the purchase within the interest free period. Any balance outstanding at the expiry of the interest free period will be charged interest at the standard annual percentage rate, currently 23.9%. A Monthly Account Service Fee of $4.95 (only when balance owing) apply. Terms & Conditions apply and are available on application. Credit provided by zipMoney Pty Limited, ABN 58 164 440 993, Australian Credit Licence Number 441878. Visit to learn more about zipMoney.